idahovaloan.com

We are one of the top VA mortgage lenders in the nation. Our goal is to educate eligible veterans and active service members about their exclusive VA Home Loan Benefits so they can make a prudent financial decision when it comes to selecting a mortgage. We strive to provide timely, courteous, and personalized service to each individual client with a genuine respect and sincere appreciation for all our troops, past and present.

We have nationally recognized VA Specialists here to help. We encourage you give us a call at (208) 888-9251 or simply Apply Now online for a VA Purchase or VA Refinance to see if a VA home loan is the right loan for you!

The VA home loan has several key advantages over most types of mortgage financing. Below are some of the main benefits of the VA mortgage program.

VA Home Loan Benefits

1. VA loans limits up to $417,000 with NO down payment. VA loans above $417,000 are allowed but a partial down payment may be required.
2. No expensive monthly Private Mortgage Insurance (PMI) required on most conventional and the FHA loans with less than a 20% down payment.
3. Competitive interest rates with NO prepayment penalties.
4. Seller is allowed to pay closing fees, allowing most veterans to get into a home with NO out of pocket cost.
5. More credit flexibility with lower credit scores, bankruptcies, foreclosures, and collections than most conventional loans.
6. Streamline Refinance loan process available for existing VA loans.
7. No prepayment penalties.

Call us at (208) 888-9251 or simply Apply Now online for a VA Purchase or VA Refinance and let us help you get started on your VA loan today!